/* risikolebensversicherung.es · PROFIT CANARIAS S.L. · sin recursos externos, sin fuentes de terceros */

:root{
  --blue:#003781;
  --blue-dark:#122B54;
  --action:#007AB3;
  --action-hover:#006192;
  --text:#414141;
  --bg:#DFEFF2;
  --line:#B5DAE6;
  --foot-bg:#C7E0E8;
  --foot-line:#8FC3D2;
  --font:system-ui,-apple-system,"Segoe UI",Roboto,"Helvetica Neue",Arial,sans-serif;
}

*,*::before,*::after{box-sizing:border-box}
[hidden]{display:none!important}
html{-webkit-text-size-adjust:100%;text-size-adjust:100%}
@media (prefers-reduced-motion:no-preference){html{scroll-behavior:smooth}}
body{margin:0;font-family:var(--font);font-size:17px;line-height:1.6;color:var(--text);background:#fff;overflow-wrap:break-word}
@media (min-width:700px){body{font-size:18px}}
img{display:block;max-width:100%;height:auto}
a{color:var(--blue);text-underline-offset:.18em}
a:hover{color:var(--blue-dark)}
a[href^="mailto:"]{overflow-wrap:anywhere}
:focus-visible{outline:3px solid var(--blue-dark);outline-offset:2px}
h1,h2,h3{color:var(--blue-dark);line-height:1.25;margin:0 0 .5em;font-weight:700}
h1{font-size:clamp(1.6rem,4.6vw,2.3rem)}
h2{font-size:clamp(1.3rem,3.2vw,1.6rem)}
h3{font-size:1.12rem;margin-top:1.2em}
p,ul,ol{margin:0 0 1em}
strong{font-weight:700}
.wrap{width:100%;max-width:1080px;margin-inline:auto;padding-inline:16px}
.narrow{max-width:820px}
.small{font-size:.92rem}
.sr{position:absolute!important;width:1px;height:1px;padding:0;margin:-1px;overflow:hidden;clip:rect(0 0 0 0);white-space:nowrap;border:0}
.skip{position:absolute;left:-9999px;top:10px;background:var(--blue);color:#fff;padding:10px 16px;border-radius:8px;z-index:200;font-weight:700}
.skip:focus{left:10px;color:#fff}

/* Botones */
.btn{display:inline-flex;align-items:center;justify-content:center;min-height:50px;padding:12px 20px;border-radius:8px;font:inherit;font-weight:700;font-size:1rem;line-height:1.2;text-decoration:none;border:2px solid transparent;cursor:pointer;text-align:center}
.btn-quote{background:var(--action);color:#fff}
.btn-quote:hover{background:var(--action-hover);color:#fff}
.btn-wa{background:var(--blue);color:#fff}
.btn-wa:hover{background:var(--blue-dark);color:#fff}
.btn-line{background:#fff;color:var(--blue);border-color:var(--blue)}
.btn-line:hover{background:var(--blue);color:#fff}
.actions{display:flex;flex-wrap:wrap;gap:10px;margin:1.2em 0}
@media (max-width:519px){.actions .btn{width:100%}}

/* Cabecera */
.site-head{background:#fff;border-bottom:1px solid var(--line)}
.head-row{display:flex;flex-wrap:wrap;align-items:center;gap:10px 16px;padding-block:10px}
.brand{display:flex;align-items:center;gap:10px;text-decoration:none;color:var(--text);margin-right:auto;min-width:0}
.brand:hover{color:var(--text)}
.brand img{width:70px;height:40px;object-fit:contain;flex:none}
.brand-name{display:block;font-weight:700;font-size:1.05rem;color:var(--blue-dark);line-height:1.15}
.brand-sub{display:block;font-size:.8rem;line-height:1.3}
.main-nav{width:100%;display:grid;grid-template-columns:1fr 1fr;gap:6px}
.main-nav a{display:flex;align-items:center;justify-content:center;min-height:44px;padding:8px 10px;border-radius:8px;text-decoration:none;color:var(--text);font-weight:700;font-size:.95rem;text-align:center;border:1px solid var(--line)}
.main-nav a:hover{background:var(--bg);color:var(--text)}
.main-nav a[aria-current="page"]{color:var(--blue);border-color:var(--blue)}
.main-nav .nav-quote{background:var(--action);border-color:var(--action);color:#fff}
.main-nav .nav-quote:hover,.main-nav .nav-quote[aria-current="page"]{background:var(--action-hover);border-color:var(--action-hover);color:#fff}
@media (min-width:600px){.main-nav{grid-template-columns:repeat(4,auto)}}
/* Idiomas: ES · DE · EN */
.lang{display:flex;align-items:center;margin-left:auto;font-size:.9rem;font-weight:700;line-height:1}
.lang a{display:inline-flex;align-items:center;justify-content:center;min-width:40px;min-height:40px;padding:0 6px;border-radius:6px;text-decoration:none;color:var(--text)}
.lang a:hover{background:var(--bg);color:var(--text)}
.lang a[aria-current="page"]{color:var(--blue);text-decoration:underline;text-decoration-thickness:2px;text-underline-offset:.3em}
.lang span{color:var(--foot-line)}
@media (min-width:900px){
  .head-row{flex-wrap:nowrap;min-height:78px}
  .brand img{width:91px;height:52px}
  .main-nav{width:auto}
  .main-nav a{border-color:transparent}
  .lang{order:2;margin-left:0}
}

/* Cabecera de página */
.hero{background:var(--bg);padding:28px 0 22px}
@media (min-width:700px){.hero{padding:44px 0 34px}}
.lead{font-size:1.08em;max-width:46em}
.facts{list-style:none;padding:0;margin:1.2em 0 0;display:grid;gap:8px}
@media (min-width:700px){.facts{grid-template-columns:1fr 1fr}}
.facts li{background:#fff;border:1px solid var(--line);border-radius:8px;padding:10px 14px 10px 40px;position:relative}
.facts li::before{content:"";position:absolute;left:16px;top:15px;width:7px;height:13px;border:solid var(--action);border-width:0 3px 3px 0;transform:rotate(45deg)}
.jumps{list-style:none;padding:0;margin:1em 0 0;display:flex;flex-wrap:wrap;gap:6px 16px;font-size:.95rem}

/* Secciones */
.section{padding:30px 0}
@media (min-width:700px){.section{padding:44px 0}}
.section.alt{background:var(--bg)}
.section + .section:not(.alt){border-top:1px solid var(--line)}
.checks{list-style:none;padding:0}
.checks li{position:relative;padding-left:30px;margin-bottom:.55em}
.checks li::before{content:"";position:absolute;left:6px;top:.3em;width:7px;height:13px;border:solid var(--action);border-width:0 3px 3px 0;transform:rotate(45deg)}
.dash{list-style:none;padding:0}
.dash li{position:relative;padding-left:24px;margin-bottom:.55em}
.dash li::before{content:"";position:absolute;left:4px;top:.75em;width:10px;height:3px;background:var(--blue)}
.packs{list-style:none;padding:0;display:grid;grid-template-columns:1fr 1fr;gap:8px;counter-reset:pk}
@media (min-width:700px){.packs{grid-template-columns:repeat(3,1fr)}}
.packs li{counter-increment:pk;background:#fff;border:1px solid var(--line);border-left:4px solid var(--blue);border-radius:6px;padding:10px 12px;font-weight:700;color:var(--blue-dark)}
.packs li::before{content:counter(pk) ". ";color:var(--action)}
.note{background:#fff;border:1px solid var(--line);border-left:4px solid var(--action);border-radius:0 8px 8px 0;padding:14px 16px;margin:0 0 1.2em}
.section.alt .note{border-color:var(--foot-line);border-left-color:var(--action)}
.note p:last-child{margin-bottom:0}
.cards{display:grid;gap:12px;margin:0 0 1em}
@media (min-width:700px){.cards{grid-template-columns:1fr 1fr}}
.card{background:#fff;border:1px solid var(--line);border-radius:8px;padding:14px 16px}
.card h3{margin-top:0}
.card p:last-child,.card ul:last-child{margin-bottom:0}

/* Precio de ejemplo */
.price{width:100%;max-width:440px;border-collapse:collapse;margin:0 0 1em;background:#fff}
.price caption{text-align:left;font-weight:700;color:var(--blue-dark);padding:0 0 8px}
.price th,.price td{border:1px solid var(--line);padding:10px 14px;text-align:left}
.price thead th{background:var(--blue);color:#fff;border-color:var(--blue)}
.price td{text-align:right;font-variant-numeric:tabular-nums;font-weight:700}
.cond{list-style:none;padding:0;margin:0 0 1em;display:flex;flex-wrap:wrap;gap:6px}
.cond li{background:#fff;border:1px solid var(--line);border-radius:999px;padding:4px 12px;font-size:.9rem}

/* Pasos */
.steps{list-style:none;padding:0;counter-reset:st}
.steps li{counter-increment:st;position:relative;padding-left:46px;margin-bottom:1em;min-height:34px}
.steps li::before{content:counter(st);position:absolute;left:0;top:0;width:34px;height:34px;border-radius:50%;background:var(--blue);color:#fff;font-weight:700;display:flex;align-items:center;justify-content:center}

/* Preguntas */
.faq{border-top:1px solid var(--line);margin:0 0 1.6em}
.faq details{border-bottom:1px solid var(--line)}
.faq summary{cursor:pointer;list-style:none;font-weight:700;color:var(--blue-dark);padding:14px 36px 14px 0;position:relative}
.faq summary::-webkit-details-marker{display:none}
.faq summary::after{content:"+";position:absolute;right:6px;top:10px;font-size:1.4rem;line-height:1.2;color:var(--action)}
.faq details[open] summary::after{content:"\2212"}
.faq details > div{padding:0 0 12px}

/* Formulario */
.req-note{font-size:.92rem}
.pform fieldset{border:1px solid var(--line);border-radius:8px;padding:14px 14px 4px;margin:0 0 16px;min-width:0}
.pform legend{font-weight:700;color:var(--blue-dark);padding:0 6px}
.fgrid{display:grid;gap:0 16px}
@media (min-width:700px){.fgrid{grid-template-columns:1fr 1fr}.field.full{grid-column:1/-1}}
.field{margin:0 0 14px;min-width:0}
.field label{display:block;font-weight:700;margin:0 0 4px}
.req{color:#B3003B;margin-left:2px}
.opt{font-weight:400;font-size:.9rem}
.field input,.field select,.field textarea{width:100%;min-height:48px;padding:10px 12px;border:1px solid #8a9aa6;border-radius:6px;font:inherit;color:var(--text);background:#fff}
.field textarea{min-height:110px;resize:vertical}
.field input:focus,.field select:focus,.field textarea:focus{border-color:var(--blue)}
.hint{font-size:.88rem;margin:4px 0 0}
.consent{display:flex;gap:10px;align-items:flex-start;margin:4px 0 14px}
.consent input{width:22px;height:22px;flex:none;margin-top:3px}
.hp{position:absolute!important;left:-9999px!important;width:1px;height:1px;overflow:hidden}
.send-note{font-size:.92rem}

/* Páginas legales */
.legal h2{margin-top:1.4em}

.disclaimer{font-size:.92rem;border-top:1px solid var(--line);padding-top:12px;margin-top:1.6em}

/* Pie */
.site-foot{background:var(--foot-bg);border-top:1px solid var(--foot-line);padding:26px 0 18px;font-size:.95rem}
.pflicht{background:#fff;border:2px solid var(--blue);border-radius:8px;padding:12px 14px;font-weight:700;color:var(--blue-dark);margin:0 0 20px}
.foot-grid{display:grid;gap:18px}
@media (min-width:800px){.foot-grid{grid-template-columns:1.2fr 1fr 1fr}}
.foot-grid h2{font-size:1.02rem;margin:0 0 .5em}
.foot-grid img{width:84px;height:48px;object-fit:contain;margin:0 0 10px}
.foot-list{list-style:none;padding:0;margin:0}
.foot-list li{margin:0 0 .4em}
.foot-legal{border-top:1px solid var(--foot-line);margin:18px 0 0;padding-top:12px;font-size:.9rem}
.foot-legal p{margin:0 0 .3em}

/* Cabecera con foto */
.hero.foto{background-color:#DFEFF2;background-size:cover;background-position:center 30%;background-repeat:no-repeat;padding:clamp(26px,6vw,74px) 0}
.hero.foto .hero-box{background:rgba(255,255,255,.94);max-width:640px;border-radius:10px;padding:clamp(16px,2.6vw,28px);box-shadow:0 2px 14px rgba(0,0,0,.08)}
.hero.foto .hero-box h1{margin-top:.1em}
.hero-rest{background:var(--bg);padding:20px 0 14px}
@media (max-width:720px){.hero.foto{background-position:70% center;padding:18px 0}.hero.foto .hero-box{background:rgba(255,255,255,.96)}}